The best phones under 20k. We will tell you about the best smartphones under 20000, and it’s the end of the year, so if you are looking to buy some smartphones that are in the 20k segment, let’s get started.
1. realme P4 5G



The realme P4 5G is for those who want excellent performance and a decent set of cameras and great fast charging, and the phone comes with the Dimensity 7400 and packs a 7000 mm² VC cooling and UFS 3.1 and LPDDR5X, which is excellent for the phone, and the phone gets a Hyper Vision AI chip, which improves the frame rate and the quality of the game.
The design looks stylish, and it’s the slimmest phone with a 7000 mAh battery; the thickness is just 7.58 mm, and the weight is 185 grams, and it’s possible because it features a silicon anode battery, which is awesome if you want slim and stylish phones, and it comes with 80 W charging.
realme P4 5G was launched with realme UI 6, and it should have received Realme UI 7. Additionally, it should receive two more major updates and three more years of security updates. realme P4 features a 50MP main camera, an 8MP ultra-wide camera, and a 16MP front camera, providing a suitable setup that supports 4K/30fps on the rear camera and 1080/30fps on the front.
The phone features a 6.7-inch screen. AMOLED display with a refresh rate of 144 Hz, and it supports 10-bit and HDR on Netflix and 3840 Hz PWM dimming, which helps the eyes not take strain while watching content in dim light, and IP65/66 for dust and water resistance, and features AI features like AI Edit Genie and AI Smart Loop.
The realme P4 is priced at 18,499 for the 6/128 variant, 19,499 for the 8/128 variant, and 21,499 for the 8/256 variant. The smartphone is available in steel grey, engine blue, and forge red.
2. CMF Phone 2 Pro 5G



The CMF Phone 2 Pro is for those who want excellent camera performance, and the phone comes with the Dimensity 7300 and also features a liquid cooling system to cool the processor down. The phone supports gameplay of BGMI at 120 fps, and it has UFS 2.2 and LPDDR4X for the RAM type. It’s slim while getting all these features, like 7.8 mm thickness and 185 grams of weight. The phone also features stainless steel screws and aluminum surrounding the camera to make the design look great, and it also features IP54 for water and dust resistance. The phone has a 5000 mAh battery and 33 W charging in the box to charge the phone pretty quickly.
The phone was launched with Nothing OS 3.2 and has since received an update to Nothing OS 4. The CMF Phone 2 Pro should receive two more major updates and 5 years of security updates remaining. The phone features a 50MP main camera and a 50MP telephoto. It features 2x optical zoom and 20x digital zoom, which is impressive for a phone priced at around 20000. However, the 8MP ultra-wide camera isn’t that strong.
Nothing’s TrueLens Engine 3 can deliver professional-grade light and shadow rendering to make the pictures look excellent. Additionally, the CMF Phone 2 Pro features a 6.7-inch display with a 120 Hz refresh rate and 1000 Hz touch sampling rate, 10-bit colour depth and a peak brightness of 3000 nits.
The CMF Phone 2 Pro is priced at 17,499 for the 8/128 variant and 19,499 for the 8/256 variant. The smartphone is available in black, orange, light green, and white.
3. OPPO K13 5G


OPPO K13 5G is designed for those who prioritise gaming performance above all other considerations. It is powered by the Snapdragon 6 Gen 4 chipset, which Oppo claims is the fastest device in the segment. The device is equipped with a 5,700 mm² VC and a 6,000 mm² graphite sheet, and with all that, OPPO claims the phone can achieve a score of 7.9 lakh in Antutu. The smartphone features UFS 3.1 and LPDDR4X, paired with a large 7000 mAh Si/C battery. Its thickness is just 8.5 mm, and it weighs 208 grams. It supports 80 W SuperVOOC and 33 W of PPS support, reaching 62% charge in 30 minutes, and carries an IP65 rating for dust and water resistance.
The phone was launched with ColorOS 15, and it will receive ColorOS 16, so it will receive one more major OS update with 2.5 years of remaining security updates, which isn’t that great, and I’m hoping that OPPO improves it. The OPPO K13 features a 50MP camera and a 2MP monochrome sensor, which is just decent for a 20k phone. The phone also features an IR blaster, allowing you to control your favourite devices. The phone has a dual-stereo speaker setup, which is excellent, and it has a 6.67-inch screen. AMOLED display with a 120 Hz display with 100% DCI-P3, and the splash touch allows you to use the phone with wet fingers.
The OPPO K13 is priced at 19,999 for the 8GB/128GB variant and 21,999 for the 8GB/256GB variant. If you purchase the phone from the Oppo store, you can receive an instant discount of ₹1,500 when using a major bank credit or debit card. The smartphone is available in two colours: Prism Black and Icy Blue. You can also check out the Infinix GT 30 if you want gaming triggers, which would be helpful in gaming.
4. Samsung Galaxy A35 5G



The Galaxy A35 is for those who prefer a device from a well-known brand that offers reliable after-sales service. It is powered by Samsung’s Exynos 1380 chipset, which includes a vapour chamber to help cool the CPU during demanding tasks like gaming. While the performance is just decent for the segment since there are a lot of phones in the segment that will provide better performance, it uses the UFS 2.2 and LPDDR4X for RAM. It features a 5000 mAh battery, and it can charge at 25W; the charger isn’t in the box. The thickness of the phone is 8.2 mm, and it weighs 209 grams. It has IP67 for water and dust resistance.
The Galaxy A35 was launched with One UI 6.1 and has received two major upgrades since then, currently running on One UI 8. Thanks to Samsung’s update policy, the phone will receive two more major OS upgrades and three more years of security upgrades. The Samsung Galaxy A35 features a 50MP main camera, an 8MP ultra-wide camera, and a 5MP macro camera, which is impressive for a phone priced around 20k. The phone packs a dual stereo speaker setup, a 6.6-inch display with FHD+ resolution, and a refresh rate of 120 Hz, and the display is protected by Gorilla Glass Victus+.
The Samsung Galaxy A35 is priced at 18,999 for the 8GB/128GB variant and 20,999 for the 8GB/256GB variant. The smartphone is available in three colours: Awesome Navy, Awesome Ice Blue, and Awesome Lilac. If you want a phone that’s newer from Samsung, you can check the M36.
5. Moto Edge 60 Stylus 5G


This phone is designed for those who want their device to be a versatile all-rounder, and it also features a stylus. It is powered by the Snapdragon 7s Gen 2; the performance while gaming isn’t going to be that good. It has UFS 2.2 and LPDDR4X for RAM, and for the battery, it packs a 5000 mAh battery. It can charge at 68W, and the charger is in the box. The phone also supports 15W of wireless charging, making it one of the phones that can do wireless charging. The thickness of the phone is just 8.2 mm. It weighs 191 grams. It has IP68 for water and dust resistance.
The phone boots on Android 15 and will receive two major updates. It will soon receive the Android 16 update, and it has support for three years of security updates. The phone features a 50MP LYT 700C main camera and a 13MP ultra-wide camera, which is excellent in the 20000 segment. For selfies, it includes a 32MP camera. The phone supports 4K 30fps on both the front and back. The phone supports a stylus with support for sketch-to-image conversion. The display is a 6.7-inch P-OLED screen with a 120Hz refresh rate,1 billion colours, and FHD+ Resolution.
The Motorola Edge 60 Stylus is priced at 19,999 for the 8/256 variant, which is excellent pricing considering the features the phone comes with. The phone is available in Pantone Surf the Web and Pantone Gibraltar Sea colours.
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